Finance

Final set for new credit card rules curbs excessive past due penalties

The rollout of a final package of credit card rules became the law on Aug. 22. The latest rules limit late payment fees and other penalties. This completes a major overhaul of the credit card industry that was set into motion by the Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009. One of ...

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Different kinds of debt consolidation

As the economy is not in the best of shape, a lot of people are looking to divest their debt. Getting a better rate of interest thanks to mortgage loan modification is not a bad way to go, and some people looked to get some pay day with a second mortgage to pay down other ...

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Slim your bill and waistline down by saving money on food

It easy to become overwhelmed when it comes to saving money, but it can be very simple. Many consumers are trapped in the idea that saving money on food, household supplies or even vacations requires strenuous effort and sacrifice. However, it doesn't have to be that way, particularly for many who start off small and ...

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Canada payday lending limits

Starting Oct. 18, there will be new limits on payday advance cash charges in Manitoba, Canada. After two years of debate over the regulations, the government has set a start date. There are already limits in other provinces on payday cash advances. Limit on Manitoba payroll loans The new limit set for quick cash til payday in ...

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Fastbucks and New Mexico Attorney General in legal scuffle

In New Mexico, the lawsuits are flying between the Attorney General and loan company Fastbucks. Attorney General Gary King filed a lawsuit against Fastbucks last year. Fastbucks decided to sue back. At issue? New regulations on payday lending that Fastbucks successfully fought in court in 2006. The original lawsuit against Fastbucks The lawsuit that started this in ...

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